Wirecard’s reluctant whistleblower tells his story: ‘They tried to destroy me’
Pav Gill · The whistleblower behind the Wirecard revelations
A lawyer speaks up. The story of Pav Gill and the financial scandal that brought down Wirecard. His experience would become the starting point for Confide.
BANKING & FINANCE MAY 2021
COMPANIES WIRECARD
Things didn’t smell right at Wirecard — then a whistleblower was stonewalled
Pav Gill · Former Wirecard Asia-Pacific legal counsel
Pav Gill’s account of the warning signs inside Wirecard and the obstacles to raising concerns.
BUSINESS FEBRUARY 2024
He Helped Expose Wirecard’s Fraud. Now His Startup Tries to Make Whistleblowing Safer
JOEL KHALILI · FEB 26, 2024
Regulations
Market requirements
Licensing
Obligations
Local policies
Risk
Risk register
Reporting
Board reporting
Bespoke internal toolsThe connections the team had to build.
From 2009
Pav began his career at White Shoe and Magic Circle international law firms. He then joined fintech companies as an in-house lawyer, building their legal and compliance frameworks across Asia.
Pav coordinates a legal document between points on a regional working map.
Singapore · 2017 to 2018
Wirecard headhunted Pav as its Head of Legal for Asia-Pacific. When he uncovered wrongdoing and his life was in danger, he was forced to speak up. His disclosures helped expose one of Europe’s largest financial frauds.
Pav’s portrait is surrounded by selected Financial Times, WIRED, and The Business Times coverage of his whistleblowing and Confide.
THE INTERVIEW MAY 2021
COMPANIES WIRECARD
Wirecard’s reluctant whistleblower tells his story: ‘They tried to destroy me’
Pav Gill · The whistleblower behind the Wirecard revelations
A lawyer speaks up. The story of Pav Gill and the financial scandal that brought down Wirecard. His experience would become the starting point for Confide.
BANKING & FINANCE MAY 2021
COMPANIES WIRECARD
Things didn’t smell right at Wirecard — then a whistleblower was stonewalled
Pav Gill · Former Wirecard Asia-Pacific legal counsel
Pav Gill’s account of the warning signs inside Wirecard and the obstacles to raising concerns.
BUSINESS FEBRUARY 2024
He Helped Expose Wirecard’s Fraud. Now His Startup Tries to Make Whistleblowing Safer
JOEL KHALILI · FEB 26, 2024
2020
Wirecard collapsed after €1.9 billion in reported cash could not be accounted for. Pav’s experience showed how oversight had failed and what speaking up could cost.
An editorial montage blends a Wirecard executive portrait, the Jan Marsalek wanted notice, Wirecard headquarters, and the falling share-price chart.
Pav continued working in rapidly growing fintech companies, where he hired Ryan Dougherty. Ryan had spent his career applying data science to fraud, risk, and compliance. The bespoke models and fraud detection systems he built have protected hundreds of millions of users.
Ryan Dougherty · Data science applied to fraud, risk, and compliance
Ryan follows a pattern across a transaction sheet and analytical work surface.
Each new market brought regulations to meet, risks to manage, and more reporting. Pav and Ryan bought specialist software, but their team still had to piece the answers together across systems. They built bespoke tools to do that work.
Disconnected regulatory records and separate work systems leave the team to assemble the answers.
Regulations
Market requirements
Licensing
Obligations
Local policies
Risk
Risk register
Reporting
Board reporting
Bespoke internal toolsThe connections the team had to build.
RegulationsPoliciesRisk registerRisksLicensingCasesRequirementsControlsEvidenceEvidenceBoard reportingDecisionsOne connected workspacePeople + AI agents
2023
After about four years working together, they saw how AI could change the way GRC work gets done. They founded Confide to build the platform they wished they’d had: one connected system to run their entire governance, risk, and compliance program.
The scattered work assembles into one connected Confide workspace.
Regulations
Market requirements
Licensing
Obligations
Local policies
Risk
Risk register
Reporting
Board reporting
Bespoke internal toolsThe connections the team had to build.
RegulationsPoliciesRisk registerRisksLicensingCasesRequirementsControlsEvidenceEvidenceBoard reportingDecisionsOne connected workspacePeople + AI agents
We launched Confide’s flagship whistleblowing software first, giving people a way to speak up.
An employee privately submits a concern on her phone, illustrating the launch of Confide’s whistleblowing software.
Our investors, advisors, and team include practitioners who have dealt with these problems themselves. They have been responsible for making these processes work. They know where things go wrong and help us design the software around that experience.
A painted group portrait of Pav, Ryan, Ty, Robin, and Claire, with fictional colleagues working independently in the office behind them.
October 2026
In October 2026, Confide launched its Agentic Governance Platform, bringing the full scope of governance, risk, and compliance into one AI-native system. Agents carry out the work through defined procedures, with people in control at every step.
Tier-1 cloud hosting vendor processing customer PII. Covers security posture, data privacy and transfer, financial health, and sanctions screening ahead of a 3-year contract.
Vendor profile
Legal entity nameAcme Cloud Services Pty Ltd
Registration no.REG-AU-109324
HeadquartersSydney, Australia
Websitewww.acmecloudservices.com
Primary contactMara Bauer
Contact roleHead of Security
Risk assessment
Risk score— Pending41 · Medium
Risk tierTier 1
Next review—19 Feb 2027
INTAKEIntake & triageTodoActiveDone
AGENTForm analysisTodoActiveDone
AGENTScreen KYC & sanctionsTodoActiveDone
AGENTAI risk scoringTodoActiveDone
HOLDCompliance reviewTodoActiveDone
HUMANDecision & approvalTodoActiveDone
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